Cohabitation Agreement

Cohabitation Agreement: Create a Verified Living Together Agreement

A verified cohabitation agreement is a written agreement between a couple who live together without being married or in a civil partnership. It records who owns the home and in what shares, how bills and savings are handled, who owns what, and what happens to property and money if you separate. Robot Lawyer drafts the agreement from your answers, for the law of the country or state you choose. On the Verified plan, a legal professional checks it before you sign.

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What Is a Cohabitation Agreement?

Many couples assume that living together gives them similar rights to married couples. In much of the UK it doesn't. A cohabitation agreement lets you decide now, while you get on, how things will be shared, so a separation is fairer, quicker and less stressful.

When Do You Need One?

• Moving in together
  Especially where one of you owns the home or puts in more money.
• Buying a home together
  Recording your shares and contributions.
• Children or significant assets
  Clarity about money, property and responsibilities.

What's Included in Your Agreement?

• The home
  Who owns it, in what shares, and what happens to it if you separate.
• Money
  Rent or mortgage, bills, joint accounts and savings.
• Belongings
  Who owns what, including items bought together.
• Debts
  Who is responsible for which debts.
• Separation
  How property and money are divided, and any support agreed.
• Review
  When you will review the agreement, for example on having children or marrying.

Cohabiting Couples' Rights (UK Only)

In England and Wales, there is no "common law marriage". Unmarried partners have no automatic right to each other's property or to maintenance on separation. Ownership of the home depends on the legal title and any Declaration of Trust. A cohabitation agreement doesn't affect children's rights to support. Scotland gives cohabitants some limited rights.

How It Works on Robot Lawyer

1. Answer the questions
   Tell us about you both, your home, your money and your belongings.
2. Generate your agreement
   We draft a complete cohabitation agreement tailored to your answers.
3. Get it verified
   On the Verified plan, a qualified legal professional checks the agreement within 24 hours and makes amendments where needed. See how our documents are verified.
4. Sign it as a deed
   You both sign in front of a witness and keep a copy.

Cohabitation Agreement FAQs

Is a cohabitation agreement legally binding?

It can be, if it is clear, both of you enter into it freely with full information, and it is signed properly, ideally as a deed. Each of you taking independent advice makes it stronger.

What happens if we get married?

Marriage changes your legal position. You may want a Prenuptial Agreement instead.

Should we update it?

Yes. Review it when your circumstances change, such as having children, buying a new home or a big change in income.

Create a Verified Cohabitation Agreement

Protect you both when you live together. Related documents: Declaration of Trust, Prenuptial Agreement, Last Will and Testament and Notice to Sever Joint Tenancy.